Lower Your Car Insurance
- 100% online defensive driving course
- Save 10% on your auto insurance
- Reduce up to 4 points on your license
- Approved by New York State DMV
- No final exam required
Get all the benefits of a classroom course
from the comfort of home.
AAA is proud to offer you this online defensive driving course approved by the New York State Department of Motor Vehicles.
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Completion of a New York DMV-approved Point and Insurance Reduction Program (also known as PIRP and defensive driving) provides a 10% reduction, for 3 years, of the motorist's liability, no-fault and collision insurance premiums. Your car insurance discount is awarded on your current policy. You do not have to change your insurer or insurance agent.
If you have a traffic ticket, the benefits are even greater: New York Defensive Driving courses can mean a 4-point reduction on your driving record.
*This course is approved by the NYS DMV for insurance reduction. When you successfully complete the course, you will receive a mandatory 10% reduction in the base rate of liability, no-fault and collision premiums of your automobile insurance for three years.