Lower Your Car Insurance

• 100% online defensive driving course
  
• Save 10% on your auto insurance
  
• Reduce up to 4 points on your license
  
• Approved by New York State DMV
  
• No final exam required

New York Point Reduction

In addition to allowing motorists to receive a mandatory car insurance discount, this defensive driving course is used for traffic ticket point reduction. In order to qualify for point reduction, you must have received the points eighteen months before course completion. Points for earlier violations or future violations will not be affected by completing this defensive driving course.

This online defensive driving will reduce your point total by up to four points, depending on when the points were assessed. It will also give you a mandatory 10% automobile insurance discount for 3 years. The NYS DMV states that the term “point reduction” means the DMV will not count up to four points on your driving record toward license revocation or suspension.

So how does it work? Once you complete the course, we will notify the New York DMV. At that point, it will be entered on your driving record and it will automatically reduce your active point total by up to four points.