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Lower Your Car Insurance

  • 100% online defensive driving course
  • Save 10% on your auto insurance
  • Reduce up to 4 points on your license
  • Approved by New York State DMV
  • No final exam required



Online

Defensive Driving


Get all the benefits of a classroom course
from the comfort of home.

Online Defensive Driving Course

AAA is proud to offer you this online defensive driving course approved by the New York State Department of Motor Vehicles.


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Completion of a New York DMV-approved Point and Insurance Reduction Program (also known as PIRP and defensive driving) provides a 10% reduction, for 3 years, of the motorist's liability, no-fault and collision insurance premiums. Your car insurance discount is awarded on your current policy. You do not have to change your insurer or insurance agent.


If you have a traffic ticket, the benefits are even greater: New York Defensive Driving courses can mean a 4-point reduction on your driving record.

*This course is approved by the NYS DMV for insurance reduction. When you successfully complete the course, you will receive a mandatory 10% reduction in the base rate of liability, no-fault and collision premiums of your automobile insurance for three years.

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