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Lower Your Car Insurance

  • 100% online defensive driving course
  • Save 10% on your auto insurance
  • Reduce up to 4 points on your license
  • Approved by New York State DMV
  • No final exam required


Defensive Driving

Get all the benefits of a classroom course
from the comfort of home.

Insurance Discount

Did you know? Even if you have a clean driving record, factors like local accident rates and where you live can affect your car insurance premium. In 2005, the National Association of Insurance Commissioners named New York among states with the highest auto insurance rates in the US.

But there is something you can do. In New York, the DMV allows drivers to take a defensive driving course for traffic point reduction and a mandatory 10% car insurance discount. All you have to do is take our defensive driving course. Once you finish, we automatically report your completion to the DMV and mail you a Certificate of Completion. Simply present this Certificate to you insurance company and you'll receive a 10% discount that's good for 3 years.

We're here to help! AAA is proud to offer you this DMV approved online defensive driving course. Online delivery means you can take this course wherever you have a computer with internet access, whenever you choose. Plus, as a New York driver, you can keep your discount by taking this course once every 3 years.

Saving is Simple. You can sign up now and take this course at your own pace, when the time is right for you. Our defensive driving course covers all the material of a traditional live course without the classroom!

The Best Part Is: There is no classroom attendence required or final exam. Once you finish, we automatically report your course completion to the NY DMV and mail you your certificate.