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Lower Your Car Insurance

  • 100% online defensive driving course
  • Save 10% on your auto insurance
  • Reduce up to 4 points on your license
  • Approved by New York State DMV
  • No final exam required

New York

Defensive Driving

Easy and Convenient Classroom Courses
for Point & Insurance Reduction

Insurance Discount

Did you know? Even if you have a clean driving record, factors like local accident rates and where you live can affect your car insurance premium. In 2005, the National Association of Insurance Commissioners named New York among states with the highest auto insurance rates in the US.


But there is something you can do. In New York, the DMV allows drivers to take a defensive driving course for traffic point reduction and a mandatory 10% car insurance discount. All you have to do is take our defensive driving course. Once you finish, we automatically report your completion to the DMV. Simply present this Certificate to you insurance company and you'll receive a 10% discount that's good for 3 years.


We're here to help! AAA is proud to offer you this DMV approved classroom defensive driving course. As a New York driver, you can keep your discount by taking this course once every 3 years.


The Best Part Is: There is no final exam. Once you finish, we automatically report your course completion to the NY DMV.